diff --git a/osu.Game.Rulesets.Catch/Mods/CatchModDoubleTime.cs b/osu.Game.Rulesets.Catch/Mods/CatchModDoubleTime.cs
index 4db0a53005..c58ce9b07d 100644
--- a/osu.Game.Rulesets.Catch/Mods/CatchModDoubleTime.cs
+++ b/osu.Game.Rulesets.Catch/Mods/CatchModDoubleTime.cs
@@ -9,6 +9,6 @@ namespace osu.Game.Rulesets.Catch.Mods
 {
     public class CatchModDoubleTime : ModDoubleTime
     {
-        public override double ScoreMultiplier => 1.06;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.06 : 1;
     }
 }
diff --git a/osu.Game.Rulesets.Catch/Mods/CatchModFlashlight.cs b/osu.Game.Rulesets.Catch/Mods/CatchModFlashlight.cs
index e05932ca03..d166646eaf 100644
--- a/osu.Game.Rulesets.Catch/Mods/CatchModFlashlight.cs
+++ b/osu.Game.Rulesets.Catch/Mods/CatchModFlashlight.cs
@@ -16,7 +16,7 @@ namespace osu.Game.Rulesets.Catch.Mods
 {
     public class CatchModFlashlight : ModFlashlight<CatchHitObject>
     {
-        public override double ScoreMultiplier => 1.12;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.12 : 1;
 
         [SettingSource("Flashlight size", "Multiplier applied to the default flashlight size.")]
         public override BindableFloat SizeMultiplier { get; } = new BindableFloat
diff --git a/osu.Game.Rulesets.Catch/Mods/CatchModHardRock.cs b/osu.Game.Rulesets.Catch/Mods/CatchModHardRock.cs
index 7db9bf2dfd..39b992b3f5 100644
--- a/osu.Game.Rulesets.Catch/Mods/CatchModHardRock.cs
+++ b/osu.Game.Rulesets.Catch/Mods/CatchModHardRock.cs
@@ -11,7 +11,7 @@ namespace osu.Game.Rulesets.Catch.Mods
 {
     public class CatchModHardRock : ModHardRock, IApplicableToBeatmapProcessor
     {
-        public override double ScoreMultiplier => 1.12;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.12 : 1;
 
         public void ApplyToBeatmapProcessor(IBeatmapProcessor beatmapProcessor)
         {
diff --git a/osu.Game.Rulesets.Catch/Mods/CatchModHidden.cs b/osu.Game.Rulesets.Catch/Mods/CatchModHidden.cs
index c02eedf936..b4fbc9d566 100644
--- a/osu.Game.Rulesets.Catch/Mods/CatchModHidden.cs
+++ b/osu.Game.Rulesets.Catch/Mods/CatchModHidden.cs
@@ -17,7 +17,7 @@ namespace osu.Game.Rulesets.Catch.Mods
     public class CatchModHidden : ModHidden, IApplicableToDrawableRuleset<CatchHitObject>
     {
         public override string Description => @"Play with fading fruits.";
-        public override double ScoreMultiplier => 1.06;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.06 : 1;
 
         private const double fade_out_offset_multiplier = 0.6;
         private const double fade_out_duration_multiplier = 0.44;
diff --git a/osu.Game.Rulesets.Catch/Mods/CatchModNightcore.cs b/osu.Game.Rulesets.Catch/Mods/CatchModNightcore.cs
index 365d987794..1fd2227eb7 100644
--- a/osu.Game.Rulesets.Catch/Mods/CatchModNightcore.cs
+++ b/osu.Game.Rulesets.Catch/Mods/CatchModNightcore.cs
@@ -10,6 +10,6 @@ namespace osu.Game.Rulesets.Catch.Mods
 {
     public class CatchModNightcore : ModNightcore<CatchHitObject>
     {
-        public override double ScoreMultiplier => 1.06;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.06 : 1;
     }
 }
diff --git a/osu.Game.Rulesets.Osu/Mods/OsuModBlinds.cs b/osu.Game.Rulesets.Osu/Mods/OsuModBlinds.cs
index 199c735787..17a9a81de8 100644
--- a/osu.Game.Rulesets.Osu/Mods/OsuModBlinds.cs
+++ b/osu.Game.Rulesets.Osu/Mods/OsuModBlinds.cs
@@ -30,7 +30,7 @@ namespace osu.Game.Rulesets.Osu.Mods
         public override IconUsage? Icon => FontAwesome.Solid.Adjust;
         public override ModType Type => ModType.DifficultyIncrease;
 
-        public override double ScoreMultiplier => 1.12;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.12 : 1;
         public override Type[] IncompatibleMods => new[] { typeof(OsuModFlashlight) };
 
         private DrawableOsuBlinds blinds;
diff --git a/osu.Game.Rulesets.Osu/Mods/OsuModDoubleTime.cs b/osu.Game.Rulesets.Osu/Mods/OsuModDoubleTime.cs
index 2d19305509..b86efe84ee 100644
--- a/osu.Game.Rulesets.Osu/Mods/OsuModDoubleTime.cs
+++ b/osu.Game.Rulesets.Osu/Mods/OsuModDoubleTime.cs
@@ -9,6 +9,6 @@ namespace osu.Game.Rulesets.Osu.Mods
 {
     public class OsuModDoubleTime : ModDoubleTime
     {
-        public override double ScoreMultiplier => 1.12;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.12 : 1;
     }
 }
diff --git a/osu.Game.Rulesets.Osu/Mods/OsuModFlashlight.cs b/osu.Game.Rulesets.Osu/Mods/OsuModFlashlight.cs
index c082805a0e..b72e6b4dcb 100644
--- a/osu.Game.Rulesets.Osu/Mods/OsuModFlashlight.cs
+++ b/osu.Game.Rulesets.Osu/Mods/OsuModFlashlight.cs
@@ -21,7 +21,7 @@ namespace osu.Game.Rulesets.Osu.Mods
 {
     public class OsuModFlashlight : ModFlashlight<OsuHitObject>, IApplicableToDrawableHitObject
     {
-        public override double ScoreMultiplier => 1.12;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.12 : 1;
         public override Type[] IncompatibleMods => base.IncompatibleMods.Append(typeof(OsuModBlinds)).ToArray();
 
         private const double default_follow_delay = 120;
diff --git a/osu.Game.Rulesets.Osu/Mods/OsuModHardRock.cs b/osu.Game.Rulesets.Osu/Mods/OsuModHardRock.cs
index fdddfed4d5..1f25655c8c 100644
--- a/osu.Game.Rulesets.Osu/Mods/OsuModHardRock.cs
+++ b/osu.Game.Rulesets.Osu/Mods/OsuModHardRock.cs
@@ -14,7 +14,7 @@ namespace osu.Game.Rulesets.Osu.Mods
 {
     public class OsuModHardRock : ModHardRock, IApplicableToHitObject
     {
-        public override double ScoreMultiplier => 1.06;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.06 : 1;
 
         public override Type[] IncompatibleMods => base.IncompatibleMods.Append(typeof(ModMirror)).ToArray();
 
diff --git a/osu.Game.Rulesets.Osu/Mods/OsuModHidden.cs b/osu.Game.Rulesets.Osu/Mods/OsuModHidden.cs
index 11ceb0f710..253eaf473b 100644
--- a/osu.Game.Rulesets.Osu/Mods/OsuModHidden.cs
+++ b/osu.Game.Rulesets.Osu/Mods/OsuModHidden.cs
@@ -25,7 +25,7 @@ namespace osu.Game.Rulesets.Osu.Mods
         public Bindable<bool> OnlyFadeApproachCircles { get; } = new BindableBool();
 
         public override string Description => @"Play with no approach circles and fading circles/sliders.";
-        public override double ScoreMultiplier => 1.06;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.06 : 1;
 
         public override Type[] IncompatibleMods => new[] { typeof(IRequiresApproachCircles), typeof(OsuModSpinIn) };
 
diff --git a/osu.Game.Rulesets.Osu/Mods/OsuModNightcore.cs b/osu.Game.Rulesets.Osu/Mods/OsuModNightcore.cs
index e9be56fcc5..b1fe066a1e 100644
--- a/osu.Game.Rulesets.Osu/Mods/OsuModNightcore.cs
+++ b/osu.Game.Rulesets.Osu/Mods/OsuModNightcore.cs
@@ -10,6 +10,6 @@ namespace osu.Game.Rulesets.Osu.Mods
 {
     public class OsuModNightcore : ModNightcore<OsuHitObject>
     {
-        public override double ScoreMultiplier => 1.12;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.12 : 1;
     }
 }
diff --git a/osu.Game.Rulesets.Taiko/Mods/TaikoModDoubleTime.cs b/osu.Game.Rulesets.Taiko/Mods/TaikoModDoubleTime.cs
index 01f1632ae2..b19c2eaccf 100644
--- a/osu.Game.Rulesets.Taiko/Mods/TaikoModDoubleTime.cs
+++ b/osu.Game.Rulesets.Taiko/Mods/TaikoModDoubleTime.cs
@@ -9,6 +9,6 @@ namespace osu.Game.Rulesets.Taiko.Mods
 {
     public class TaikoModDoubleTime : ModDoubleTime
     {
-        public override double ScoreMultiplier => 1.12;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.12 : 1;
     }
 }
diff --git a/osu.Game.Rulesets.Taiko/Mods/TaikoModFlashlight.cs b/osu.Game.Rulesets.Taiko/Mods/TaikoModFlashlight.cs
index 2f9cccfe86..fe02a6caf9 100644
--- a/osu.Game.Rulesets.Taiko/Mods/TaikoModFlashlight.cs
+++ b/osu.Game.Rulesets.Taiko/Mods/TaikoModFlashlight.cs
@@ -17,7 +17,7 @@ namespace osu.Game.Rulesets.Taiko.Mods
 {
     public class TaikoModFlashlight : ModFlashlight<TaikoHitObject>
     {
-        public override double ScoreMultiplier => 1.12;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.12 : 1;
 
         [SettingSource("Flashlight size", "Multiplier applied to the default flashlight size.")]
         public override BindableFloat SizeMultiplier { get; } = new BindableFloat
diff --git a/osu.Game.Rulesets.Taiko/Mods/TaikoModHardRock.cs b/osu.Game.Rulesets.Taiko/Mods/TaikoModHardRock.cs
index 7fcd925c04..7780936e7d 100644
--- a/osu.Game.Rulesets.Taiko/Mods/TaikoModHardRock.cs
+++ b/osu.Game.Rulesets.Taiko/Mods/TaikoModHardRock.cs
@@ -10,7 +10,7 @@ namespace osu.Game.Rulesets.Taiko.Mods
 {
     public class TaikoModHardRock : ModHardRock
     {
-        public override double ScoreMultiplier => 1.06;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.06 : 1;
 
         /// <summary>
         /// Multiplier factor added to the scrolling speed.
diff --git a/osu.Game.Rulesets.Taiko/Mods/TaikoModHidden.cs b/osu.Game.Rulesets.Taiko/Mods/TaikoModHidden.cs
index e065bb43fd..fe3e5ca11c 100644
--- a/osu.Game.Rulesets.Taiko/Mods/TaikoModHidden.cs
+++ b/osu.Game.Rulesets.Taiko/Mods/TaikoModHidden.cs
@@ -18,7 +18,7 @@ namespace osu.Game.Rulesets.Taiko.Mods
     public class TaikoModHidden : ModHidden, IApplicableToDrawableRuleset<TaikoHitObject>
     {
         public override string Description => @"Beats fade out before you hit them!";
-        public override double ScoreMultiplier => 1.06;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.06 : 1;
 
         /// <summary>
         /// How far away from the hit target should hitobjects start to fade out.
diff --git a/osu.Game.Rulesets.Taiko/Mods/TaikoModNightcore.cs b/osu.Game.Rulesets.Taiko/Mods/TaikoModNightcore.cs
index f2a57ecf88..e02a16f62f 100644
--- a/osu.Game.Rulesets.Taiko/Mods/TaikoModNightcore.cs
+++ b/osu.Game.Rulesets.Taiko/Mods/TaikoModNightcore.cs
@@ -10,6 +10,6 @@ namespace osu.Game.Rulesets.Taiko.Mods
 {
     public class TaikoModNightcore : ModNightcore<TaikoHitObject>
     {
-        public override double ScoreMultiplier => 1.12;
+        public override double ScoreMultiplier => UsesDefaultConfiguration ? 1.12 : 1;
     }
 }
diff --git a/osu.Game/Overlays/Mods/ModSelectOverlay.cs b/osu.Game/Overlays/Mods/ModSelectOverlay.cs
index 04c424461e..afc6775e83 100644
--- a/osu.Game/Overlays/Mods/ModSelectOverlay.cs
+++ b/osu.Game/Overlays/Mods/ModSelectOverlay.cs
@@ -222,6 +222,8 @@ namespace osu.Game.Overlays.Mods
             globalAvailableMods.BindTo(game.AvailableMods);
         }
 
+        private ModSettingChangeTracker? modSettingChangeTracker;
+
         protected override void LoadComplete()
         {
             // this is called before base call so that the mod state is populated early, and the transition in `PopIn()` can play out properly.
@@ -238,9 +240,17 @@ namespace osu.Game.Overlays.Mods
 
             SelectedMods.BindValueChanged(val =>
             {
+                modSettingChangeTracker?.Dispose();
+
                 updateMultiplier();
                 updateCustomisation(val);
                 updateFromExternalSelection();
+
+                if (AllowCustomisation)
+                {
+                    modSettingChangeTracker = new ModSettingChangeTracker(val.NewValue);
+                    modSettingChangeTracker.SettingChanged += _ => updateMultiplier();
+                }
             }, true);
 
             customisationVisible.BindValueChanged(_ => updateCustomisationVisualState(), true);
diff --git a/osu.Game/Rulesets/Mods/Mod.cs b/osu.Game/Rulesets/Mods/Mod.cs
index abba83ce59..0f3d758f74 100644
--- a/osu.Game/Rulesets/Mods/Mod.cs
+++ b/osu.Game/Rulesets/Mods/Mod.cs
@@ -126,6 +126,11 @@ namespace osu.Game.Rulesets.Mods
                                     .Cast<IBindable>()
                                     .ToList();
 
+        /// <summary>
+        /// Whether all settings in this mod are set to their default state.
+        /// </summary>
+        protected virtual bool UsesDefaultConfiguration => Settings.All(s => s.IsDefault);
+
         /// <summary>
         /// Creates a copy of this <see cref="Mod"/> initialised to a default state.
         /// </summary>
diff --git a/osu.Game/Screens/Select/FooterButtonMods.cs b/osu.Game/Screens/Select/FooterButtonMods.cs
index c938f58984..21f81995be 100644
--- a/osu.Game/Screens/Select/FooterButtonMods.cs
+++ b/osu.Game/Screens/Select/FooterButtonMods.cs
@@ -9,9 +9,11 @@ using osu.Game.Screens.Play.HUD;
 using osu.Game.Rulesets.Mods;
 using System.Collections.Generic;
 using System.Linq;
+using JetBrains.Annotations;
 using osu.Framework.Allocation;
 using osu.Framework.Extensions.Color4Extensions;
 using osu.Framework.Graphics.UserInterface;
+using osu.Game.Configuration;
 using osu.Game.Graphics;
 using osu.Game.Graphics.Sprites;
 using osuTK;
@@ -61,11 +63,25 @@ namespace osu.Game.Screens.Select
             Hotkey = GlobalAction.ToggleModSelection;
         }
 
+        [CanBeNull]
+        private ModSettingChangeTracker modSettingChangeTracker;
+
         protected override void LoadComplete()
         {
             base.LoadComplete();
 
-            Current.BindValueChanged(_ => updateMultiplierText(), true);
+            Current.BindValueChanged(mods =>
+            {
+                modSettingChangeTracker?.Dispose();
+
+                updateMultiplierText();
+
+                if (mods.NewValue != null)
+                {
+                    modSettingChangeTracker = new ModSettingChangeTracker(mods.NewValue);
+                    modSettingChangeTracker.SettingChanged += _ => updateMultiplierText();
+                }
+            }, true);
         }
 
         private void updateMultiplierText() => Schedule(() =>