diff --git a/osu.Game/Online/API/APIAccess.cs b/osu.Game/Online/API/APIAccess.cs
index e198632ea6..42133160ca 100644
--- a/osu.Game/Online/API/APIAccess.cs
+++ b/osu.Game/Online/API/APIAccess.cs
@@ -137,6 +137,17 @@ namespace osu.Game.Online.API
 
                         state.Value = APIState.Connecting;
 
+                        if (localUser.IsDefault)
+                        {
+                            // Show a placeholder user if saved credentials are available.
+                            // This is useful for storing local scores and showing a placeholder username after starting the game,
+                            // until a valid connection has been established.
+                            localUser.Value = new APIUser
+                            {
+                                Username = ProvidedUsername,
+                            };
+                        }
+
                         // save the username at this point, if the user requested for it to be.
                         config.SetValue(OsuSetting.Username, config.Get<bool>(OsuSetting.SaveUsername) ? ProvidedUsername : string.Empty);